Planning tools
Run the numbers before you decide
Five free calculators built for Northwest Arkansas buyers, sellers and investors. Every one exports to Excel or a branded PDF you can share with your lender or partner.
Buyer tools
Mortgage & Payment Calculator
See your real monthly payment with taxes, insurance, HOA and PMI, plus the full amortization schedule.
Open calculatorHome Affordability Calculator
Work backward from your income and debts to a comfortable price range before you start touring.
Open calculatorSeller tools
Seller Net Sheet
Estimate what you'd actually walk away with after commissions, loan payoff and closing costs.
Open calculatorInvestor tools
Cap Rate Calculator
Compare properties on the income they produce, independent of how you finance them.
Open calculatorRental Property Analyzer
Monthly cash flow, cash-on-cash return and the 1% rule check for a rental you're considering.
Open calculator
Buyer tools
Payment and affordability
Buyer Tool
Mortgage & Payment Calculator
Loan
Taxes, Insurance & Fees
$0
Estimated monthly payment
Amortization schedule (yearly)
| Year | Principal | Interest | Balance |
|---|
Estimate only. Actual rates, taxes, insurance and PMI vary by lender and property. Not a loan offer or commitment.
Buyer Tool
Home Affordability Calculator
Income & Debts
Financing
$0
Estimated home price you can afford
Uses standard 28% front-end / 36% back-end debt-to-income guidelines. A lender's pre-approval is the real number, and I can connect you with trusted local lenders.
Seller tool
Your estimated net proceeds
Seller Tool
Seller Net Sheet
The Sale
Selling Costs
$0
Estimated net proceeds
Estimate only. Actual costs depend on your loan payoff, contract terms and closing date. I'll prepare a precise net sheet before you list.
Investor tools
Cap rate and rental analysis
Investor Tool
Cap Rate Calculator
0%Cap Rate
$0Net Operating Income
Cap rate = net operating income ÷ purchase price. It excludes financing, so it measures the property, not your loan.
Investor Tool
Rental Property Analyzer
Purchase & Financing
Income
Operating Expenses
$0
Monthly cash flow
0%Cash-on-Cash
0%Cap Rate
0.00DSCR
0.0Gross Rent Mult.
Estimates for analysis only, not investment advice or a guarantee of returns. The 1% rule check: monthly rent ÷ price. Always verify rents, taxes and expenses independently.
Want a second set of eyes on the numbers?
Send Chris your scenario and he'll tell you what he sees.
Talk with Chris